What You Need to Know About Funding A Special Needs Trust  with Life Insurance

If you have a special needs family member, then you know that they often need services to help them with therapies, training, adaptive, and vocational skills, as well as daily living activities. In many instances, they live in group homes or have some type of assisted living arrangement. Of course, all...

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What Are Special Needs Trusts?

For parents and guardians who are responsible for providing for a child or grown adult with special needs, worries about providing for the special needs individual once the parent or guardian dies are common. In most cases, caregivers want to leave money to a disabled person to ensure that care continues...

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What is a Pooled Trust?

Pooled trusts are those that contain the assets of numerous individuals and which are established and maintained by a non-profit organization. These are set up for disabled individuals so as not to jeopardize their receipt of public benefits or to render them ineligible. Funds transferred to a pooled trust are not...

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Do You Need a Trust?

Trusts can be valuable instruments in an estate plan. They allow you to protect your assets from creditors, to channel them to designated beneficiaries and allow you control of assets during your lifetime. Trusts, however, are not for everyone and should only be used where you have substantial assets or have...

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